Last updated: 11 April 2019

This Privacy Notice (the “Notice”) describes how First Databank UK Limited and its affiliates (“FDB UK”, “we”, “our” or “us”) handle personal information obtained in connection with the operation of the FDB UK website available at https://live.multilexupdates.co.uk linking to this Notice (the “Site”). This Notice describes how we can use the information we obtain and with whom we may share it. The Site is made available for informational and research purposes and is intended for users acting in a professional capacity.

This Notice does not describe the privacy practices of FDB UK in relation to personal information about patients or other individuals we obtain on behalf of our clients through FDB UK products and services.

What Information We Obtain

FDB UK obtains different types of information, including personal information, when you use the Site. This information may be provided by you directly, such as when you complete a form on the Site, it may be automatically collected from your browser or mobile device using technologies such as cookies, or it may be obtained from other sources.

Information we collect directly from you:

We ask you to provide your information when you use the Site, such as when you complete a Contact Us form. You may not be able to use certain features if you choose not to submit the requested information.

The information you give us may include details such as:

• Contact information (e.g., name, email address, company name and address).
• Demographic and interests information (e.g., region and industry sector).
• Other information you choose to share with us (e.g., when you provide information through the “Message” box in the “Contact Us” form).
• Transactional and activity information (e.g., when you download our research documents or other assets).

Information automatically collected:

We and our service providers automatically obtain certain information when you access the Site from your web browser or mobile device, such as information about the number and frequency of visitors, technical information about browsers and devices used to access the Site, and information about crashes or other technical issues. In addition, we and third parties may automatically collect certain information through automated means about your activities over time across the browsers and devices you use to access the Site as well as across third-party sites, apps or other media. These technologies may assign or collect a unique identifier on your browser or device, and may reside, among other places, on your computer or device, within webpages, mobile apps, emails or other digital content. We may use these technologies to administer the Site, understand usage of the Site and improve the content and offerings of the Site. For more information about our use of cookies and similar technologies, including your choices to opt out, please see our Cookies Policy.

Information we obtain from other sources:

We combine information we obtain through the Site with other information we may have about you, including information obtained offline. If you are a representative of an FDB UK client or potential FDB UK client, we may obtain information about you from your organisation, for example, through the contract negotiation process or for billing and other administrative purposes. We may obtain your information if you attend an industry conference or event or provide us with your business card. We also obtain information from social media channels and third-party data providers.

How we us information we obtain

FDB UK uses the information we obtain in connection with the operation of the Site for a number of purposes, including, but not limited to:

• Making the Site available and providing you with information or materials you may request.
• Communicating with you by email and other means, including sending marketing and promotional communications.
• Improving the Site and the services we provide and customizing the user experience.
• Generating and analyzing statistics about your use of the Site and our offerings.
• Detecting, preventing, and responding to violations of this Notice or the Terms of Use, violations of law, or other misuse of the Site.

Legal bases for using information

We process personal information obtained in connection with the operation of the Site for different purposes (as described in the “How We Use Information We Obtain” section, above) on the following legal bases:

• To pursue our legitimate interests. We process your information to meet our legitimate interests when we use your information to provide you with the Site, to communicate with you and for our advertising and marketing purposes. For example, our legitimate interests include making improvements to, customising and understanding how you interact with the Site and sending you communications about products and services we think may be of interest to you. To accomplish our legitimate interests, we may share your information with our affiliates and service providers (including for our advertising and marketing purposes) and in the context of a corporate transaction. We maintain safeguards to protect the information we process to pursue our legitimate interests.
• To comply with our legal obligations. We process and share your information as necessary to comply with our legal obligations when we use your information to protect our rights or the rights of others and when we share your information with other parties where required by law or as necessary to protect our rights.
• With your consent. We obtain your consent to process your information when we are required to do so by law. If consent is the legal basis on which we process your personal information, you can withdraw your consent at any time by contacting us using the information provided in the “Contact Us” section above.

With whom we share information

FDB UK shares the information we obtain:

• With our affiliates and subsidiaries.
• With our business partners.
• With third parties that provide services or handle transactions on our behalf.
• As we believe is necessary or appropriate to protect, enforce, or defend our legal rights, the privacy or safety of our employees, users of the Site or other individuals and entities, or to comply with or enforce applicable law or legal process, including responding to court orders, warrants, subpoenas and other requests from public and government authorities.

We also reserve the right to transfer any of the information, including personal information, we have about you to proceed with the consideration, negotiation, or completion of a sale or transfer of all or a portion of our business or assets to a third party, such as in the event of a merger, acquisition or other disposition, or in connection with a bankruptcy reorganisation, dissolution, or liquidation; and we may share your information with third parties when you consent to or request such sharing.

How we protect and store your information

We maintain reasonable administrative, technical and physical safeguards to protect the personal information we obtain through the Site. However, no method of transmission over the internet, or method of electronic storage, is 100% secure. Therefore, while we make reasonable efforts to protect your personal information, we cannot guarantee its absolute security.

We will keep your personal information obtained through the Site for as long as we have a relationship with you. Once our relationship with you has come to an end, we retain your personal information for a period of time that enables us to:

• Maintain business records for analysis, understanding market trends and/or audit purposes and to improve the Site.
• Comply with record retention requirements under applicable laws or other relevant legal or regulatory requirements.
• Defend, establish, exercise or bring any existing or potential legal claims.
• Carry out fraud detection and prevention.
• Deal with any complaints regarding the Site, our products and services.

Your rights over your personal information

In certain circumstances, you have a right to access or object to the use of personal information we hold about you in relation to your use of the Site (including in relation to direct marketing). You can also ask us to rectify, update, erase, restrict or to share such information in a usable format with another company. Such requests are subject to applicable law.

We encourage you to contact us to update or correct your information if it changes or if the personal information we hold about you is inaccurate.
If you would like to discuss or exercise such rights, please contact us as described in the “Contact Us” section below. We will contact you if we need additional information from you in order to honour your requests.

You can unsubscribe from marketing and promotional communications and newsletters by clicking on the unsubscribe link in each email.
To learn more about your rights in relation to interest-based advertising on your browser, including your choice to opt out, please review our Cookies Policy.

Third-Party Links and Features

The Site may contain links to third-party websites, mobile apps or features, including through social media features and widgets. FDB UK is not responsible for the collection or use of your information by such third parties. We encourage you to review the privacy policies or other similar statements applicable to third-party websites, mobile apps or features.

International Data Transfers

In certain circumstances, your personal information will be transferred to, stored, and processed in countries outside the European Economic Area (EEA) that do not have similar data protection laws. When FDB UK transfers your personal information from the EEA or Switzerland to a non-EEA country, we rely on appropriate legal mechanisms, including Standard Contractual Clauses or your consent. For more information about the safeguards we use, please contact us using the details listed at the end of this Notice.

Children's Information

The Site is not directed to, nor does FDB UK knowingly collect personal information from, children under the age of 13. If you become aware that your child or any child under your care has provided us with information without your consent, please contact us as indicated below.

Changes to this Privacy Notice

We update this Notice from time to time to reflect changes in our privacy practices or applicable laws. Where changes to this Notice have a fundamental impact on the nature of the processing or otherwise have a substantial impact on you, we will give you advanced notice so that you have the opportunity to exercise your rights (e.g. to object to the processing). We will publish the updated version on the Site and indicate at the top of the Notice when it was most recently updated. Your use of the Site will be governed by the then-current version of the Notice.

Contact Us

The data controller under this Notice will be First Databank UK Limited. The contact details for this entity are as follows:

First Databank UK Limited
Swallowtail House, Grenadier Road
Exeter EX1 3LH
United Kingdom

If you have any questions about this Notice or, in accordance with applicable laws, you would like to review or request changes to the information collected in connection with your use of the Site, please contact FDB UK at customerservices@fdbhealth.com.

We are committed to working with you to obtain a fair resolution in the event you have a complaint or concern about our data processing in relation to the Site. If, however, you believe that we have not been able to assist with your complaint or concern, you have the right to make a complaint to a data protection authority.

Last revised on: 11 April 2019

1. Application

The Terms of Use apply to your access to or use of the website www.fdbhealth.com and the country-specific webpages linking to this Notice (collectively, the “Site”) operated by First Databank, Inc. and its affiliates and subsidiaries (“FDB”, “we”, “our” or “us”).

The Site is made available for informational and research purposes and is intended for users acting in a professional capacity.

These Terms of Use set forth the legally binding terms governing your access and use of the Site. These Terms of Use apply to FDB only.

BY ACCESSING OR USING THE SITE, YOU ACCEPT AND AGREE TO BE LEGALLY BOUND BY AND COMPLY WITH THESE TERMS OF USE. IF YOU DO NOT AGREE TO THESE TERMS OF USE, DO NOT ACCESS OR USE THE SITE.

2. Privacy Notice

In connection with your access to or use of the Site, we may obtain information from or about you. We will use your information in accordance with our Privacy Notice, which describes our privacy practices as well as choices you may have with respect to the collection and processing of some of your information. Please take a moment to review our Privacy Notice. The Privacy Notice is incorporated into these Terms of Use.

3. Intellectual and Other Proprietary Rights

The rights granted to you under these Terms of Use are subject to the following restrictions:

• The Site include content that is derived in whole or in part from content or materials supplied and owned by FDB, FDB’s licensors or third parties. As between FDB and you, FDB owns all right, title and interest in and to the copyrights, trademarks, service marks, trade names, patents and all other intellectual and proprietary rights throughout the world associated with the Site and content except, if applicable, with respect to your content.
• You acknowledge FDB’s valid intellectual and proprietary property rights in the Site and content and that your use of the Site is limited to accessing, viewing and downloading of the Site and content, as authorized by FDB. Nothing in these Terms of Use shall be deemed to convey to you any right, title or interest into such intellectual and proprietary property rights or to the Site or content, or to any portion thereof, except for the limited rights expressly granted herein.
• You may not either directly or through the use of any computer, tablet, phone or other device (each a “Device”) or other means (including the use of a browser, software, program or code), remove, alter, interfere with or circumvent (i) any copyright, trademark, or other proprietary notices marked on the Site or content, or (ii) any digital rights management mechanism, device, or other content protection or access control measure associated with the Site or content. You may not modify, make derivative works of, disassemble, reverse compile or reverse engineer any part of the Site (including any code used in any software) or content.
• You may not either directly or through the use of a Device or other means copy, download, stream, reproduce, duplicate, archive, distribute, upload, publish, modify, translate, broadcast, perform, display, sell, transmit or retransmit the Site or content unless expressly permitted by FDB in writing. You may not incorporate the Site or content into, or stream or retransmit the Site or content via, any hardware or software application or make the Site or any content available via frames or in-line links, and you may not otherwise surround or obfuscate the Site or content with any third-party content, materials or branding. You may also not use any software robots, spider, crawlers, or other data gathering or extraction tools, whether automated or manual, to access, acquire, copy, monitor, scrape or aggregate the Site, content or any portion thereof. You may not knowingly or intentionally take any action that may impose an unreasonable burden or load on the Site or its servers and infrastructures.
• You may not build a business, in whole or in part, resell, redistribute, recirculate or make any other commercial use of, or create derivative works or materials utilizing any portion of the Site (including any code used in any software) or content, whether or not for profit.
• To the extent we make the Site or content available to you via a widget, embedded player or other technology that allows you to embed or stream content on or to another online service, you may not modify, enhance, remove, interfere with, or otherwise alter in any way any portion of such technology, any digital rights management mechanism, device, or other content protection or access control measure associated with content.
• You are prohibited from disabling, modifying, interfering with or otherwise circumventing any technology to view the Site or content without: (i) displaying visibly both content and all surrounding elements and (ii) having full access to all functionality permitting viewing of content, including, without limitation, all video quality and display functionality, and interactive or click-through functionality.

Any future release, update, or other addition to functionality of the Site or content shall be subject to these Terms of Use. All copyright and other proprietary notices on any Site content or materials must be retained on all copies thereof. Modification or use of the Site (including any content or materials published thereon) for any purpose not permitted by these Terms of Use is prohibited and may be a violation of the copyrights and/or trademarks protected by law and these Terms of Use.

If you provide FDB any feedback or suggestions for improving or regarding your use of the Site ("Feedback"), you hereby assign to FDB all rights in the Feedback and agree that FDB shall have the right to use such Feedback and related information in any manner it deems appropriate. FDB will treat any Feedback you provide to FDB as non-confidential and non-proprietary. You agree that you will not submit to FDB any information or ideas that you consider to be confidential or proprietary.

4. Enforcement

If we become aware of a user’s violation under these Terms of Use, including the rights of any third party, we may take certain remedial steps, including refusing access to the Site to any person or entity and change eligibility requirements at any time.

If we become aware that any of our users has repeatedly infringed the proprietary rights of any third party, we may take steps to terminate that user’s access to the Site. We reserve the right (but have no obligation) to review any user content, investigate, and/or take appropriate action against you in our sole discretion. Such acts may include removing or modifying your user content, terminating your access to the Site (including any user account, registration or membership), legal action and/or reporting you to law enforcement authorities.

FDB reserves the right to investigate suspected violations under these Terms of Use, including comments, postings or emails you make on or send through the Site. FDB may seek to gather information from the user who is suspected of violating these Terms of Use and from any other user. FDB may suspend any users whose conduct or postings are under investigation and may remove such material from its servers as it deems appropriate and without notice. If FDB believes, in its sole discretion, that a violation under these Terms of Use has occurred, it may edit or modify any submission, posting or emails, remove the material permanently, cancel postings, warn users, suspend users and passwords, terminate accounts, or take other corrective action it deems appropriate. FDB may cooperate with law enforcement authorities or court order requesting or directing FDB to disclose the identity of anyone posting any emails, or publishing or otherwise making available any materials that are believed to violate these Terms of Use. BY ACCEPTING THESE TERMS OF USE, YOU WAIVE AND HOLD HARMLESS FDB (AND ITS AFFILIATES AND ITS AND THEIR OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AND AGENTS) FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY FDB (AND ITS AFFILIATES AND ITS AND THEIR OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AND AGENTS) DURING OR AS A RESULT OF ITS INVESTIGATIONS AND/OR FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY EITHER FDB OR LAW ENFORCEMENT AUTHORITIES.

5. Your Conduct and Responsible Use of the Site

Please act responsibly when using the Site. The following rules are a condition of your access to or use of the Site and content:

• No Criminal or Unlawful Conduct. You may only use the Site and content (including any information contained therein) for lawful purposes, in accordance with these Terms of Use, applicable laws and regulations, and obligations or restrictions imposed by any third party. You may not encourage conduct that would constitute a criminal offense or give rise to civil liability.
• Your Materials Must be Lawful and Appropriate. You may not store, upload, post, transmit or otherwise distribute or facilitate the distribution of any unlawful, harmful, threatening, abusive, harassing, libelous, defamatory, obscene, pornographic, profane, indecent, invasive of another person’s privacy or otherwise inappropriate user content or other material or information of any kind, including, without limitation, any images or other material of a sexual nature, harmful to minors in any way, or that harasses, degrades, intimidates or is hateful toward an individual or group of individuals on the basis of religion, gender, sexual orientation, race, ethnicity, age, or disability. You recognize that storing, distributing or transmitting unlawful content, material or information could expose you to criminal and/or civil liability.
• Content Posted by You Must be Yours. You may not store, upload, post, transmit or otherwise distribute or facilitate the distribution of content, material or information that is fraudulent or infringes the rights of any third party, including without limitation, patent, trademark, copyright, right of publicity or other proprietary rights. You agree that if a third party claims that content, material or information you have posted on or contributed to the Site is unlawful, you will bear the burden of establishing that it is lawful. You understand and agree that all content, material or information publicly posted or privately transmitted on or through the Site are the sole responsibility of the sender, not FDB, and that you are responsible for all content, material or information you upload, publicly post or otherwise transmit to or through the Site. If we become aware that any of our users has infringed the proprietary rights of any third party, we may take steps to terminate that user’s access to our Site. If any third party provides you compensation or other value for your content, you are responsible for making any appropriate or required disclosures regarding such compensation or other value.
• No Collection of Personal Information from Others. You may not, through manual or automated means, collect, harvest, gather, assemble or store personal information about other users of the Site (including their email addresses or other contact information) without their explicit consent. You may not use any such information to transmit or facilitate transmission of unauthorized or unsolicited advertising, junk or bulk email, chain letters, or any other form of unauthorized solicitation. You agree not to send, create, or reply to so called mailbombs (i.e., emailing copies of a single message to many users, or sending large or multiple files or messages to a single user with malicious intent) or engage in spamming (i.e., unsolicited emailing for business or other purposes) or undertake any other activity which may adversely affect the operation or enjoyment of the Site by any other user or third party, including placing malware on the Site.
• No Bullying, Impersonation or Interference. You may not use the Site to threaten, abuse, harass, or invade the privacy of any other user or third party. You may not impersonate any person or entity or falsely state or otherwise misrepresent your professional or other affiliation with FDB or with any other person or entity. You may not restrict, inhibit or interfere with any other user or third party from using or enjoying the Site.
• No System Abuse. You may not upload, post or otherwise distribute or facilitate the distribution of a software virus or any other computer code that is designed or intended to disrupt, damage, or limit the functioning of the Site, any other online services, or to obtain unauthorized access to the Site or content or any data or other information of any third party. You may not interfere with, disrupt, or create an undue burden on servers or networks connected to the Site.
• No Violations of Security Systems. You are prohibited from using the Site to compromise the security or tamper with, or gain unauthorized access to, the Site, content, online accounts or any other computer systems, resources or networks. The use or distribution of tools designed for compromising security (e.g. password guessing programs, cracking tools, malware, or network probing tools) is strictly prohibited. If you become involved in any violation of systems security, FDB reserves the right to release your details to relevant third parties, law enforcement and/or governmental authorities in order to assist them in resolving security incidents.

We may require, at any time, proof that you are following these rules. We reserve the right to take, or refrain from taking, any and all steps available to us, including suspending or terminating your access to the Site or seeking other legal or equitable remedies, once we become aware of any violation under these Terms of Use.

6. Availability of and Modification to the Site and Content

We do not guarantee that the Site or any content will be made available through the Site. We may change, modify, edit, suspend, discontinue or otherwise manipulate the Site, content or any part, feature or service of the Site at any time with or without notice to you. You agree that FDB will not be liable to you or to any third party for any modification, suspension, or discontinuance of the Site, content or any part thereof.

7. Release

If you have a dispute with one or more users of the Site, you release FDB (and its affiliates and its and their officers, directors, employees, contractors and agents) from claims, demands, liabilities, costs, or expenses and damages (actual and consequential of every kind and nature, known and unknown, arising out of or in any way connected with such disputes). In entering into this release, you expressly waive any protections (whether statutory or otherwise) to the extent permitted by applicable law that would otherwise limit the coverage of this release to include only those claims which you may know or suspect to exist in your favor at the time of agreeing to this release. IF YOU ARE A CALIFORNIA RESIDENT, YOU HEREBY WAIVE CALIFORNIA CIVIL CODE SECTION 1542 IN CONNECTION WITH THE FOREGOING, WHICH STATES: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM OR HER MUST HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR."

8. Indemnity

You agree to indemnify and hold FDB (and its affiliates and subsidiaries and its and their officers, directors, employees, contractors, and agents) harmless, including costs and reasonable attorneys' fees, from any claim or demand made by any third party due to or arising out of (a) your use of the Site or content, (b) your user content, (c) your violation under these Terms of Use; or (d) your violation of applicable laws or regulations. FDB reserves the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us and you agree to cooperate with our defense of these claims. You agree not to settle any matter without the prior written consent of FDB. FDB will use reasonable efforts to notify you of any such claim, action or proceeding upon becoming aware of it.

9. Disclaimers

THE SITE ARE PROVIDED "AS-IS" AND "AS AVAILABLE" AND WE (AND OUR SERVICE PROVIDERS) EXPRESSLY DISCLAIM ANY WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING THE WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, QUIET ENJOYMENT, ACCURACY, OR NON-INFRINGEMENT. WE (AND OUR SERVICE PROVIDERS) MAKE NO WARRANTY THAT THE SITE: (A) WILL MEET YOUR REQUIREMENTS; (B) WILL BE AVAILABLE ON AN UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE BASIS; OR (C) WILL BE ACCURATE, RELIABLE, FREE OF VIRUSES OR OTHER HARMFUL CODE, COMPLETE, LEGAL, OR SAFE.

DUE TO THE INHERENT NATURE OF THE INTERNET, WE CANNOT GUARANTEE THAT INFORMATION, DURING TRANSMISSION THROUGH THE INTERNET OR WHILE STORED ON OUR SYSTEMS OR OTHERWISE IN OUR CARE, WILL BE ABSOLUTELY SAFE FROM INTRUSION BY OTHERS. FDB ASSUMES NO LIABILITY FOR ANY ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, HARDWARE OR NETWORK FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, OR ALTERATION OF, ANY USER CONTENT. YOU UNDERSTAND THAT IF YOU DOWNLOAD ANY MATERIAL, YOU DO SO AT YOUR SOLE RISK. FDB DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIAL, INFORMATION, SOFTWARE, FACILITIES, SERVICES OR OTHER CONTENT ON THE SITE OR ANY ONLINE SERVICES LINKED TO THE SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. UNDER NO CIRCUMSTANCES SHALL FDB BE RESPONSIBLE FOR ANY LOSS OR DAMAGE, INCLUDING PERSONAL INJURY OR DEATH, RESULTING FROM USE OF THE SITE, ANY CONTENT POSTED ON OR THROUGH THE SITE, OR CONDUCT OF ANY USERS OF THE SITE, WHETHER ONLINE OR OFFLINE. YOU USE THE SITE AT YOUR OWN RISK. FDB CANNOT GUARANTEE AND DOES NOT PROMISE ANY SPECIFIC RESULTS FROM USE OF THE SITE.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

10. Limitation of Liability

IN NO EVENT SHALL WE (AND OUR AFFILIATES AND OUR AND THEIR OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS AND AGENTS ) OR OUR SERVICE PROVIDERS BE LIABLE TO YOU OR ANY THIRD PARTY UNDER CONTRACT, IN TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY, FOR ANY LOSS OR DAMAGES (INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, INCIDENTAL, SPECIAL, EXEMPLARY, OR OTHERWISE) LOST PROFIT, DATA LOSS, COST OF PROCUREMENT OF SUBSTITUTE GOODS ARISING FROM OR RELATING TO THESE TERMS OF USE OR YOUR USE OF, OR INABILITY TO USE, THE SITE INCLUDING FOR ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE (REGARDLESS OF THE SOURCE OF ORIGINATION), EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY DAMAGES ARISING FROM OR RELATED TO THESE TERMS OF USE (FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION), WILL AT ALL TIMES BE LIMITED TO FIFTY US DOLLARS ($50). THE EXISTENCE OF MORE THAN ONE CLAIM WILL NOT ENLARGE THIS LIMIT. YOU AGREE THAT OUR SERVICE PROVIDERS WILL HAVE NO LIABILITY OF ANY KIND ARISING FROM OR RELATING TO THESE TERMS OF USE.

SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OF CONSEQUENTIAL DAMAGES, SO IN THOSE STATES OUR LIABILITY IS LIMITED TO THE EXTENT PERMITTED BY LAW.

11. Third Party Services

The Site might contain links to third party websites, apps or other services (e.g., social media platforms) (collectively, "Third Party Services"). Such Third Party Services are not under the control of FDB and FDB is not responsible for any Third Party Services. FDB provides these Third Party Services only as a convenience and does not review, approve, monitor, endorse, warrant, or make any representations with respect to Third Party Services. When you use Third Party Services, you do so at your own risk. When you link to a Third Party Service, the applicable third party's terms and policies apply, including the third party's privacy policies.

12. Local Regulations

FDB makes no representation that the Site or content are appropriate or available for use outside the United States, its territories, possessions, and protectorates. If you choose to access the Site or content from other locations, you do so on your own initiative and at your own risk.

You are responsible for complying with local laws, if and to the extent local laws are applicable. You specifically agree to comply with all applicable laws concerning the transmission of technical data exported from the United States or the country you reside in.

13. Termination

FDB may, in its sole discretion, terminate your use of the Site, or remove and discard any content or information stored, sent, or received via the Site without prior notice and for any reason or no reason, including, but not limited to: (i) any unauthorized access or use of the Site, (ii) any violation under these Terms of Use, or (iii) tampering with or alteration of any of the software, data files, and/or content contained in or accessed through, the Site. You may terminate your account for any reason or no reason. Termination, suspension, or cancellation under these Terms of Use or your access rights to the Site shall not affect any right or relief to which FDB may be entitled, at law or in equity. Upon such termination, suspension, or cancellation, all rights granted to you will automatically terminate and immediately revert to FDB and its licensors and all rights granted by you to FDB shall survive in perpetuity.

Notwithstanding any termination, suspension, or cancellation under these Terms of Use or your access rights to the Site, the following provisions under these Terms of Use will survive: Sections 2 – 17.

14. Entire Agreement

These Terms of Use (including the Privacy Notice) constitute the entire agreement between you and us regarding the use of the Site. Our failure to exercise or enforce any right or provision under these Terms of Use shall not operate as a waiver of such right or provision. The section titles in these Terms of Use are for convenience only and have no legal or contractual effect. The word including means including without limitation. If any provision of these Terms of Use is, for any reason, held to be invalid or unenforceable, the other provisions of these Terms of Use will be unimpaired and the invalid or unenforceable provision will be deemed modified so that it is valid and enforceable to the maximum extent permitted by law.

15. Changes to these Terms of Use

We may revise, prospectively, these Terms of Use by posting an updated version on the Site. You consent and agree to receive notices of updates to these Terms of Use through our posting of an updated Terms of Use on the Site. You should visit this page or section regularly to review the current version of the Terms of Use. Your continued use of the Site will be deemed as irrevocable acceptance of any revisions.

16. No Waiver

No failure or delay by FDB in exercising any right, power or privilege under these Terms of Use will operate as a waiver thereof, nor will any single or partial exercise of any right, power or privilege preclude any other or further exercise thereof or the exercise of any other right, power, or privilege under these Terms of Use.

17. Governing Law

These Terms of Use shall be governed by and construed solely and exclusively in accordance with the laws of the State of New York, USA without giving effect to any law that would result in the application of the law of another jurisdiction.

18. Copyright/Trademark Information

Copyright © 2019, First Databank, Inc. All rights reserved. All trademarks, logos and service marks ("Marks") displayed on the Site are our property or the property of other third parties. You are not permitted to use these Marks without our prior written consent or the consent of such third party which may own the Marks.